What is your Templates in Excel issue?

Responses:

Built-in templates are missing
Creating and Using Templates in Excel...
Modifying Templates in Excel...
No shortcut menu for templates in New dialog box
Template Wizard Functions show up in Function Wizard
Template displayed with 0K file size
Templates not listed in New dialog box
Worksheet shortcut menu instead of control menu displayed in the title bar
How to: Restore original setting for new workbooks and sheets